| Interest income and similar income | 5 437 | 3 612 | 1 792 | 6 886 | 4 978 |
| Interest etc. income on loans and demands on customers and credit institutions | 5 437 | 3 612 | 1 792 | 6 886 | 4 978 |
| Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | . | . | . | . | . |
| Other interest income | . | . | . | . | . |
| |
|
| Interest expenses and similar expenses | 6 004 | 3 997 | 1 980 | 7 399 | 5 404 |
| Interest and similar expenses on deposits from and debt to customers and credit institutions | 6 004 | 3 997 | 1 980 | 7 394 | 5 404 |
| Interest and similar expenses on issued capital | . | . | . | . | . |
| Other interest expenses | - | - | - | 4 | - |
| |
|
| Net interest income | -567 | -385 | -189 | -513 | -426 |
| |
|
| Net commission income | -31 | -21 | -11 | -38 | -26 |
| Commission income | 11 | 7 | 3 | 17 | 14 |
| Commission costs | 42 | 28 | 14 | 54 | 41 |
| |
|
| Net changes in value and gain/loss on securities and currency | -4 | - | - | -4 | -3 |
| Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | . | . | . | . | . |
| Net changes in value and gain/loss on shares and other securities with variable return | -4 | . | . | -3 | -3 |
| Net changes in value and gain/loss on currency | -1 | - | - | - | - |
| Net changes in value and gain/loss on other financial assets and liabilities | . | . | . | . | . |
| |
|
| Other operating income | 16 670 | 10 272 | 7 164 | 21 162 | 15 533 |
| Income from shares and other securities with variable return | 2 | 1 | 1 | 1 | . |
| Income fromownership interest in associated companies and group companies | . | . | . | . | . |
| Other operating income (incl. gain on sale on real property) | 16 669 | 10 271 | 7 163 | 21 161 | 15 533 |
| |
|
| Total income | 22 113 | 13 891 | 8 959 | 28 061 | 20 522 |
| |
|
| Administration expenses | 1 102 | 745 | 386 | 1 639 | 1 162 |
| Wages and other personnel expenses | 817 | 544 | 304 | 1 226 | 867 |
| Other administration costs | 286 | 201 | 82 | 413 | 296 |
| |
|
| Other operating costs | 14 352 | 9 098 | 6 555 | 18 081 | 13 343 |
| Depreciation and write-down | 7 | 5 | 3 | 14 | 11 |
| Other operating costs (incl. losses on sale on real property) | 14 345 | 9 093 | 6 552 | 18 067 | 13 333 |
| |
|
| Total costs | 21 500 | 13 868 | 8 935 | 27 173 | 19 950 |
| |
|
| Pre-loss profit | 614 | 23 | 24 | 888 | 572 |
| |
|
| Losses on loans and guarantees etc. | 520 | 299 | 140 | 961 | 561 |
| Loss on loans | 517 | 298 | 140 | 954 | 554 |
| Loss on guarantees (incl. credit losses on securities) | 3 | 1 | . | 8 | 6 |
| |
|
| Pre-tax profit | 94 | -276 | -116 | -73 | 12 |
| |
|
| Other profit components | . | . | . | . | . |
| Taxes on ordinary profit | . | . | . | . | . |
| |
|
| Profit and loss at end of period | 94 | -276 | -116 | -73 | 12 |
|
