Interest income and similar income | 40 327 | 26 975 | 13 531 | 46 430 | 33 261 |
Interest etc. income on loans and demands on customers and credit institutions | 38 875 | 25 950 | 12 971 | 44 660 | 32 046 |
Interest and similar income on treasury bills, government bonds and other interest-bearing capital securities | 2 781 | 1 861 | 949 | 3 831 | 2 919 |
Other interest income | -1 328 | -836 | -388 | -2 061 | -1 704 |
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Interest expenses and similar expenses | 31 156 | 21 053 | 10 985 | 38 515 | 27 455 |
Interest and similar expenses on deposits from and debt to customers and credit institutions | 4 756 | 3 162 | 1 855 | 6 721 | 5 180 |
Interest and similar expenses on issued capital | 28 185 | 19 185 | 9 861 | 35 990 | 25 848 |
Other interest expenses | -1 786 | -1 295 | -730 | -4 196 | -3 573 |
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Net interest income | 9 172 | 5 922 | 2 546 | 7 915 | 5 806 |
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Net commission income | -796 | -483 | -168 | -437 | -368 |
Commission income | 191 | 102 | 45 | 184 | 134 |
Commission costs | 987 | 585 | 213 | 622 | 502 |
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Net changes in value and gain/loss on securities and currency | -21 412 | -13 884 | -16 204 | 42 017 | -156 |
Net changes in value and gain/loss on treasury bills, government bonds and other interest-bearing sercurities | 2 606 | 1 142 | 2 905 | -3 831 | -3 249 |
Net changes in value and gain/loss on shares and other securities with variable return | . | . | . | . | . |
Net changes in value and gain/loss on currency | -373 | 521 | 994 | -3 016 | -2 481 |
Net changes in value and gain/loss on other financial assets and liabilities | -23 645 | -15 547 | -20 103 | 48 864 | 5 573 |
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Other operating income | 62 | 61 | 31 | 27 | 14 |
Income from shares and other securities with variable return | 3 | 3 | 3 | 3 | 3 |
Income fromownership interest in associated companies and group companies | . | . | . | . | . |
Other operating income (incl. gain on sale on real property) | 59 | 58 | 28 | 24 | 11 |
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Total income | 19 168 | 13 254 | -2 596 | 88 659 | 33 254 |
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Administration expenses | 2 091 | 1 243 | 467 | 1 207 | 990 |
Wages and other personnel expenses | 257 | 188 | 95 | 355 | 250 |
Other administration costs | 1 835 | 1 055 | 372 | 852 | 740 |
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Other operating costs | 288 | 193 | 98 | 364 | 272 |
Depreciation and write-down | 25 | 17 | 9 | 38 | 28 |
Other operating costs (incl. losses on sale on real property) | 263 | 177 | 89 | 326 | 244 |
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Total costs | 34 521 | 23 073 | 11 763 | 40 707 | 29 219 |
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Pre-loss profit | -15 354 | -9 819 | -14 359 | 47 951 | 4 034 |
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Losses on loans and guarantees etc. | 72 | 96 | 1 | 279 | 198 |
Loss on loans | 72 | 96 | 1 | 279 | 198 |
Loss on guarantees (incl. credit losses on securities) | . | . | . | . | . |
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Pre-tax profit | -15 426 | -9 915 | -14 360 | 47 672 | 3 836 |
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Other profit components | . | . | . | . | . |
Taxes on ordinary profit | -4 463 | -2 856 | -4 057 | 13 279 | 648 |
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Profit and loss at end of period | -10 962 | -7 059 | -10 303 | 34 393 | 3 188 |
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