Table

Banks and mortgage companies, interest rates to households¹
	August 2016	July 2016	Monthly change
¹Banks and mortgage companies in monthly sample
Interest rates, new loans
Total loans secured on dwellings to households	2.35	2.38	-0.03
Total loans secured on dwellings, floating interest rate	2.35	2.38	-0.03
Total loans secured on dwellings, fixed interest rate	2.32	2.26	0.06

Interest rates, loans outstanding
Total loans secured on dwellings to households	2.51	2.52	-0.01
Total loans secured on dwellings, floating interest rate	2.46	2.46	0.00
Total loans secured on dwellings, fixed interest rate	3.10	3.12	-0.02

Loan margins
Loan margins, new total loans secured on dwellings to households	1.26	1.31	-0.05
Loan margins, total outstanding loans secured on dwellings to households	1.42	1.45	-0.03