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Interest rates in banks and mortgage companies

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10749: Loans margins, by sector. Sample of banks and mortgage companies (per cent) 2013M12 - 2024M09

Ola Tveita, Statistics Norway
+47 99 73 45 83
Gudrun Haraldsdottir, Statistics Norway
+47 40 40 72 16
2024-11-01 08:00
Loans margins:
per cent
Loans margins:
End of the quarter
Statistics Norway
External PROD
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The lending margin is the difference between the lending rate and the money market rate NIBOR (effective 3 months) at the end of the month. Source for NIBOR is from 2020 Norwegian Financial References (NoRe), formerly the Oslo Stock Exchange. From 2018 building loans are included in credit lines and total loans secured on dwellings. The interest rate can therefore vary somewhat as building loans can have a higher interest rate than other credit lines secured on dwellings.