Table
| August 2019 | July 2019 | Monthly change | |
|---|---|---|---|
| 1Banks and mortgage companies in monthly sample | |||
| Interest rate | |||
| Outstanding loans secured on dwellings to households | 2.91 | 2.75 | 0.16 |
| Outstanding loans secured on dwellings, floating interest rate | 2.91 | 2.74 | 0.17 |
| Outstanding loans secured on dwellings, fixed interest rate | 2.85 | 2.85 | 0.00 |
| New repayment loans secured on dwellings to households | 2.87 | 2.81 | 0.06 |
| New repayment loans secured on dwellings, floating interest rate | 2.87 | 2.81 | 0.06 |
| New repayment loans secured on dwellings, fixed interest rate | 2.80 | 2.85 | -0.05 |
| Loan margins | |||
| Loan margins, total outstanding loans secured on dwellings to households | 1.24 | 1.09 | 0.15 |
| Loan margins, new loans secured on dwellings to households | 1.20 | 1.15 | 0.05 |
| NIBOR (3 months effective) | 1.67 | 1.66 | 0.01 |