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Published:
This is an archived release.
Lower interest rates
The interest rate on new loans secured on dwellings to households fell by 0.11 in July. For outstanding loans secured on dwellings the interest rate fell by 0.04 percentage points. The interest rate on new fixed rate loans secured on dwellings increased by 0.02 percentage points.
July 2015 | June 2015 | Monthly change | |
---|---|---|---|
1Banks and mortgage companies in monthly sample | |||
Interest rates, new loans | |||
Total loans secured on dwellings to households | 2.86 | 2.97 | -0.11 |
Total loans secured on dwellings, floating interest rate | 2.87 | 3.00 | -0.13 |
Total loans secured on dwellings, fixed interest rate | 2.73 | 2.71 | 0.02 |
Interest rates, loans outstanding | |||
Total loans secured on dwellings to households | 3.17 | 3.21 | -0.04 |
Total loans secured on dwellings, floating interest rate | 3.15 | 3.19 | -0.04 |
Total loans secured on dwellings, fixed interest rate | 3.38 | 3.40 | -0.02 |
Loan margins | |||
Loan margins, new total loans secured on dwellings to households | 1.57 | 1.61 | -0.04 |
Loan margins, total outstanding loans secured on dwellings to households | 1.88 | 1.85 | 0.03 |
The interest rate on new loans secured on dwellings to households fell by 0.11 percentage points to 2.86 per cent at the end of July. The interest rate on outstanding loans secured on dwellings to households fell by 0.04 percentage points to 3.17 per cent.
The interest rate margin on new loans secured on dwellings to households from a sample of banks and mortgage companies fell by 0.04 percentage points to 1.57 per cent. The corresponding interest rate margin on outstanding loans increased by 0.03 percentage points to 1.88 per cent. NIBOR fell by 0.07 percentage points to 1.29 per cent.
Higher interest rates on new fixed rate loans
The fixed interest rate on new fixed rate loans secured on dwellings to households increased by 0.02 percentage points to 2.73 per cent, while the interest rate on outstanding fixed rate loans fell by 0.02 percentage point to 3.38 per cent.
Lower interest rates on other repayment loans to non-financial corporations
The interest rate on new other repayment loans to non-financial corporations fell by 0.10 percentage points to 3.07 per cent in July. For loans outstanding, the corresponding interest rate also fell by 0.10 percentage points to 3.34 per cent.
Contact
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Gudrun Haraldsdottir
E-mail: gudrun.haraldsdottir@ssb.no
tel.: (+47) 40 40 72 16
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Ola Tveita
E-mail: ola.tveita@ssb.no
tel.: (+47) 99 73 45 83