Statistikk innhold
Statistics about
Banks and mortgage companies
The statistics on banks and mortgage companies compile balance sheets and profit and loss accounts for credit institutions, finance companies and state lending institutions. The balance sheet shows assets, liabilities and equity. The profit and loss account shows revenues and expenses.
Selected figures from this statistics
- Banks and mortgage companies, selected figures. NOK millionDownload table as ...Banks and mortgage companies, selected figures. NOK million
January 2025 February 2025 Banks Loans to households 1 593 769 1 604 904 Loans to the manufacturing industry 111 077 112 134 Deposits from households 1 738 891 1 768 692 Housing savings for young people 46 442 46 284 Mortgage companies Loans to households 2 307 124 2 300 435 Loans to the manufacturing industry 2 434 2 368 Explanation of symbolsDownload table as ... - Loans from banks by industry. NOK millionDownload table as ...Loans from banks by industry. NOK million
November 2024 December 2024 January 2025 February 2025 All industries 1 955 432 1 951 582 1 949 626 1 953 494 Agriculture 72 108 73 183 73 404 70 388 Forestry 4 509 4 559 4 502 4 680 Fishing and hunting 54 074 53 739 55 335 56 154 Fish farming services 66 320 68 962 67 964 68 591 Mining and quarrying 8 494 8 399 9 997 9 892 Services linked to extraction of crude petroleum and natural gas 2 337 2 402 2 376 1 556 Extraction of crude petroleum and natural gas 5 576 4 891 5 330 4 388 Industry 114 048 111 394 111 077 112 134 Ship and boat building 3 567 2 645 3 208 2 567 Electricity and water supply 63 892 62 740 66 311 65 180 Water supply, drainage and waste disposal 13 013 13 148 13 673 13 395 Real estate development 167 171 159 934 159 187 159 545 Building and construction work beyond real estate development 52 834 53 262 52 156 53 591 Commodity trade etc 101 105 100 780 101 401 104 431 Sea transport abroad and transport via pipelines 48 484 47 021 47 016 47 539 Transportation and storage 67 546 66 216 66 637 70 550 Hotels and restaurants 23 243 25 292 24 824 24 948 Information and communication 28 248 29 065 31 029 31 407 Real estate, renting and business activities 846 215 855 454 846 089 850 471 Professional and financial services 121 746 116 357 115 804 113 105 Businesslike services 39 329 40 404 41 109 38 260 Other service activities 51 573 51 736 51 196 50 724 Explanation of symbolsDownload table as ... - Loans to households by type, from banks and mortgage companies. NOK millionDownload table as ...Loans to households by type, from banks and mortgage companies. NOK million1
November 2024 December 2024 January 2025 February 2025 Banks Credit lines, secured on dwellings 193 166 181 527 179 039 179 170 Credit lines, secured on commercial property 19 976 20 403 20 215 18 133 Credit lines, secured on other items 5 380 5 596 5 591 4 864 Credit card loans 27 597 24 768 29 453 28 780 Factoring 1 184 1 111 1 086 1 069 Leasing 8 659 8 542 8 419 8 434 Other credit lines, without collateral 11 661 11 632 11 414 10 976 Repayment loans secured on dwellings 1 108 104 1 119 847 1 117 614 1 132 479 Repayment loans, secured on commercial property 88 756 89 005 89 623 89 883 Repayment loans, secured on other items 93 854 92 034 91 472 91 284 Repayment loans, without collateral 41 629 41 124 45 933 45 870 Reverse repurchase agreement 2 350 2 559 2 424 2 273 Mortgage companies Credit lines, secured on dwellings 465 923 466 138 467 204 467 213 Credit lines, secured on commercial property 793 706 679 684 Credit lines, secured on other items 497 467 467 471 Credit card loans 22 24 21 22 Factoring .. .. .. .. Leasing 2 509 2 545 2 554 2 525 Other credit lines, without collateral 5 5 8 7 Repayment loans secured on dwellings 1 803 008 1 802 827 1 819 534 1 812 917 Repayment loans, secured on commercial property 4 137 3 788 3 925 4 025 Repayment loans, secured on other items 13 546 13 571 13 550 13 411 Repayment loans, without collateral 14 23 139 137 Reverse repurchase agreement .. .. .. .. 1Loans in this table are measured in gross value. Explanation of symbolsDownload table as ... - Deposits from households by type. NOK millionDownload table as ...Deposits from households by type. NOK million
November 2024 December 2024 January 2025 February 2025 Total deposits 1 735 339 1 727 759 1 738 891 1 768 692 Transaction deposits 1 421 063 1 412 779 1 418 699 1 445 167 Deposits with short agreed maturity 246 797 246 810 249 581 251 410 Deposits with long agreed maturity 15 180 14 521 14 070 13 711 Tax deduction accounts 311 372 283 396 Deposits related to pension schemes 353 353 349 350 Housing savings for young people 43 704 44 632 46 442 46 284 Deposits tied to other purposes 7 931 8 292 9 468 11 373 Explanation of symbolsDownload table as ... - Loans from financial corporations by borrower sector. NOK millionDownload table as ...Loans from financial corporations by borrower sector. NOK million
November 2024 December 2024 January 2025 February 2025 Banks Non-financial corporations 1 759 026 1 755 316 1 754 531 1 759 598 Financial corporations 619 078 626 283 608 540 590 383 General government 6 860 9 931 11 984 9 514 Non-profit institutions serving households 14 905 14 691 14 799 14 917 Households 1 594 296 1 590 160 1 593 769 1 604 904 Rest of the world 897 659 906 898 981 173 1 007 639 Finance companies1 Non-financial corporations .. 81 026 . . Financial corporations .. 718 . . General government .. 3 723 . . Non-profit institutions serving households .. 338 . . Households .. 91 419 . . Rest of the world .. 18 247 . . Mortgage companies Non-financial corporations 52 577 53 117 53 134 53 239 Financial corporations 34 709 39 192 35 578 32 616 General government 374 144 372 755 373 522 378 080 Non-profit institutions serving households 825 817 819 812 Households 2 289 550 2 289 151 2 307 124 2 300 435 Rest of the world 5 139 5 165 5 729 5 219 State lending institutions Non-financial corporations 37 210 37 122 37 168 37 038 Financial corporations 30 25 16 16 General government 116 008 116 161 116 015 119 331 Non-profit institutions serving households 12 298 12 981 12 944 12 906 Households 310 503 313 102 318 102 319 279 Rest of the world 3 694 3 694 4 917 4 941 1Quarterly reporting Explanation of symbolsDownload table as ... - Main figures from banks' profit and loss accounts. NOK millionDownload table as ...Main figures from banks' profit and loss accounts. NOK million
4th quarter 2021 4th quarter 2022 4th quarter 2023 4th quarter 2024 Total interest income and similar income 108 999 182 676 348 100 412 429 Total interest expenses and similar expenses 24 863 79 364 217 604 274 569 Net interest income 84 136 103 312 130 496 137 860 Total income 165 301 234 429 406 196 471 104 Total cost 88 794 146 291 293 786 354 787 Pre-loss profit 76 507 88 137 112 410 116 317 Total credit loss on loans, guarantees and securities 4 486 1 297 3 466 6 407 Confirmed credit losses on loans 8 202 6 734 2 083 3 715 Pre-tax profit 72 021 86 840 108 945 109 910 Taxes on ordinary profit 15 118 15 506 20 415 17 868 Profit and loss before other comprehensive income 56 903 71 334 88 529 92 042 Other comprehensive income before taxes -383 1 468 -429 714 Taxes on other comprehensive income 111 122 233 -219 Comprehensive income 56 631 72 923 88 333 92 538 Explanation of symbolsDownload table as ... Deposits by county. NOK million Loans from banks by county. NOK million
About the statistics
The information under «About the statistics» was last updated 16 October 2024.
Balance sheet, monthly and yearly
The balance sheet shows assets, liabilities and equity at the end of the accounting period. The most important balance sheet items are presented by sector.
Profit and loss account, quarterly
The profit and loss account shows accumulated revenues and expenses throughout the year.
Deposits with short agreed maturity
Notice period up to and including 3 months or agreed maturity of up to and including 2 years.
Deposits with long agreed maturity
Notice period over 3 months or agreed maturity of over 2 years.
Transaction deposits
Comprises deposits from which, regardless of purpose, payments and withdrawals may be made directly, without additional costs beyond regular transaction fees (overnight deposits).
There are four types of classifications: object/instrument, sector, industry and type.
Finance objects and real objects (instruments)
Liabilities, claims and other assets in banks and financial corporations' balance sheets are divided into main equable groups, for example loans, bank deposits, bonds, shares etc.
Debtor and creditor sector
Borrowers and lenders are classified by institutional sector classification based on the national accounts' regulations. See our pages for the reporting institutions (in Norwegian)
Debtor and creditor industry
Based on regulations in the industry standard, loans and deposits are grouped according to which industry the debtor or creditor belongs to. See our pages for the reporting institutions (in Norwegian)
Income and cost types
Income and cost types are based on national account regulations. Examples of income and cost types are interest income and interest costs.
Contact
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Analyses, articles and publications
Artikkel / 12 February 2021Weaker results for the banks in 2020Norwegian banks’ profit amounted to NOK 38.9 billion in 2020. This is NOK 22.3 billion less than in 2019. Net interest income was 3.8 billion less than the previous year. Credit losses on loans amounted to NOK 26.3 billion in 2020, however, only NOK 5.3 billion of these was confirmed credit losses.