Discussion Papers no. 707

How persistent are borrowing constraints?

The financing of young firms

Are investments by new firms constrained by access to financing? If so, are the constraints persistent or do firms overcome their financing problems during the first years of operation? We examine the role of capital constraints by estimating the relation between founders’ initial wealth and firm size during the first years of operation. Similar to previous studies, we find a positive impact of entrepreneurs’ wealth prior to start-up on the start-up size of entrepreneurial firms, but this effect decreases during the first five years of operation. We also document a high degree of economic mobility among entrepreneurial firms during the first years of operation. This is primarily driven by a disproportional increase in debt financing among the smallest firms, indicating that capital constraints for entrepreneurs are transitory.

Om publikasjonen

Tittel

The financing of young firms. How persistent are borrowing constraints?

Ansvarlige

Erik Fjærli, Diana Iancu

Serie og -nummer

Discussion Papers no. 707

Utgiver

Statistics Norway

Emne

Discussion Papers

ISSN

1892-753X

Antall sider

31

Målform

Engelsk

Om Discussion Papers

Discussion papers comprise research papers intended for international journals and books. A preprint of a Discussion Paper may be longer and more elaborate than a standard journal article as it may include intermediate calculations, background material etc.

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