Statistikk innhold
Statistics about
Banks and mortgage companies
The statistics on banks and mortgage companies compile balance sheets and profit and loss accounts for credit institutions, finance companies and state lending institutions. The balance sheet shows assets, liabilities and equity. The profit and loss account shows revenues and expenses.
Selected figures from this statistics
- Banks and mortgage companies, selected figures. NOK millionDownload table as ...Banks and mortgage companies, selected figures. NOK million
December 2024 January 2025 Banks Loans to households 1 590 252 1 593 769 Loans to the manufacturing industry 111 394 111 077 Deposits from households 1 727 769 1 738 904 Housing savings for young people 44 632 46 442 Mortgage companies Loans to households 2 289 151 2 307 124 Loans to the manufacturing industry 2 350 2 434 Explanation of symbolsDownload table as ... - Loans from banks by industry. NOK millionDownload table as ...Loans from banks by industry. NOK million
October 2024 November 2024 December 2024 January 2025 All industries 1 945 380 1 955 432 1 951 578 1 949 626 Agriculture 71 308 72 108 73 183 73 404 Forestry 4 425 4 509 4 559 4 502 Fishing and hunting 53 957 54 074 53 739 55 335 Fish farming services 63 326 66 320 68 962 67 964 Mining and quarrying 8 978 8 494 8 399 9 997 Services linked to extraction of crude petroleum and natural gas 2 313 2 337 2 402 2 376 Extraction of crude petroleum and natural gas 4 893 5 576 4 891 5 330 Industry 112 127 114 048 111 394 111 077 Ship and boat building 6 031 3 567 2 645 3 208 Electricity and water supply 61 774 63 892 62 740 66 311 Water supply, drainage and waste disposal 11 593 13 013 13 148 13 673 Real estate development 167 344 167 171 159 934 159 187 Building and construction work beyond real estate development 52 485 52 834 53 262 52 156 Commodity trade etc 101 031 101 105 100 780 101 401 Sea transport abroad and transport via pipelines 46 698 48 484 47 021 47 016 Transportation and storage 70 870 67 546 66 216 66 637 Hotels and restaurants 25 006 23 243 25 292 24 824 Information and communication 26 916 28 248 29 065 31 029 Real estate, renting and business activities 842 005 846 215 855 451 846 089 Professional and financial services 121 218 121 746 116 357 115 804 Businesslike services 40 282 39 329 40 404 41 109 Other service activities 50 802 51 573 51 735 51 196 Explanation of symbolsDownload table as ... - Loans to households by type, from banks and mortgage companies. NOK millionDownload table as ...Loans to households by type, from banks and mortgage companies. NOK million1
October 2024 November 2024 December 2024 January 2025 Banks Credit lines, secured on dwellings 200 613 193 166 181 532 179 039 Credit lines, secured on commercial property 17 869 19 976 20 403 20 215 Credit lines, secured on other items 10 022 5 380 5 596 5 591 Credit card loans 27 258 27 597 24 768 29 453 Factoring 1 080 1 184 1 111 1 086 Leasing 8 581 8 659 8 542 8 419 Other credit lines, without collateral 11 804 11 661 11 636 11 414 Repayment loans secured on dwellings 1 212 307 1 108 104 1 119 850 1 117 614 Repayment loans, secured on commercial property 81 084 88 756 89 005 89 623 Repayment loans, secured on other items 93 415 93 854 92 034 91 472 Repayment loans, without collateral 40 937 41 629 41 144 45 933 Reverse repurchase agreement 2 095 2 350 2 559 2 424 Mortgage companies Credit lines, secured on dwellings 438 617 465 923 466 135 467 204 Credit lines, secured on commercial property 752 793 706 679 Credit lines, secured on other items 477 497 467 467 Credit card loans 21 22 24 21 Factoring .. .. .. .. Leasing 2 507 2 509 2 545 2 554 Other credit lines, without collateral 8 5 9 8 Repayment loans secured on dwellings 1 709 262 1 803 008 1 802 826 1 819 534 Repayment loans, secured on commercial property 4 019 4 137 3 788 3 925 Repayment loans, secured on other items 13 279 13 546 13 571 13 550 Repayment loans, without collateral 54 14 24 139 Reverse repurchase agreement .. .. .. .. 1Loans in this table are measured in gross value. Explanation of symbolsDownload table as ... - Deposits from households by type. NOK millionDownload table as ...Deposits from households by type. NOK million
October 2024 November 2024 December 2024 January 2025 Total deposits 1 722 997 1 735 339 1 727 769 1 738 904 Transaction deposits 1 405 884 1 421 063 1 412 779 1 418 699 Deposits with short agreed maturity 247 860 246 797 246 820 249 594 Deposits with long agreed maturity 16 902 15 180 14 521 14 070 Tax deduction accounts 402 311 372 283 Deposits related to pension schemes 365 353 353 349 Housing savings for young people 44 082 43 704 44 632 46 442 Deposits tied to other purposes 7 502 7 931 8 292 9 468 Explanation of symbolsDownload table as ... - Loans from financial corporations by borrower sector. NOK millionDownload table as ...Loans from financial corporations by borrower sector. NOK million
October 2024 November 2024 December 2024 January 2025 Banks Non-financial corporations 1 751 625 1 759 026 1 755 312 1 754 531 Financial corporations 587 910 619 078 626 283 608 540 General government 8 347 6 860 9 931 11 984 Non-profit institutions serving households 14 492 14 905 14 691 14 799 Households 1 698 978 1 594 296 1 590 252 1 593 769 Rest of the world 1 028 686 897 659 906 898 981 173 Finance companies1 Non-financial corporations .. .. 81 026 . Financial corporations .. .. 718 . General government .. .. 3 723 . Non-profit institutions serving households .. .. 338 . Households .. .. 91 419 . Rest of the world .. .. 18 247 . Mortgage companies Non-financial corporations 51 629 52 577 53 117 53 134 Financial corporations 52 759 34 709 39 192 35 578 General government 370 438 374 144 372 755 373 522 Non-profit institutions serving households 814 825 817 819 Households 2 168 103 2 289 550 2 289 151 2 307 124 Rest of the world 4 955 5 139 5 165 5 729 State lending institutions Non-financial corporations 37 159 37 210 37 122 37 168 Financial corporations 30 30 25 16 General government 116 815 116 008 116 161 116 015 Non-profit institutions serving households 12 329 12 298 12 981 12 944 Households 308 547 310 503 313 102 318 102 Rest of the world 3 694 3 694 3 694 4 917 1Quarterly reporting Explanation of symbolsDownload table as ... - Main figures from banks' profit and loss accounts. NOK millionDownload table as ...Main figures from banks' profit and loss accounts. NOK million
4th quarter 2021 4th quarter 2022 4th quarter 2023 4th quarter 2024 Total interest income and similar income 108 999 182 676 348 100 412 429 Total interest expenses and similar expenses 24 863 79 364 217 604 274 569 Net interest income 84 136 103 312 130 496 137 860 Total income 165 301 234 429 406 196 471 104 Total cost 88 794 146 291 293 786 354 787 Pre-loss profit 76 507 88 137 112 410 116 317 Total credit loss on loans, guarantees and securities 4 486 1 297 3 466 6 407 Confirmed credit losses on loans 8 202 6 734 2 083 3 715 Pre-tax profit 72 021 86 840 108 945 109 910 Taxes on ordinary profit 15 118 15 506 20 415 17 868 Profit and loss before other comprehensive income 56 903 71 334 88 529 92 042 Other comprehensive income before taxes -383 1 468 -429 714 Taxes on other comprehensive income 111 122 233 -219 Comprehensive income 56 631 72 923 88 333 92 538 Explanation of symbolsDownload table as ... Deposits by county. NOK million Loans from banks by county. NOK million
About the statistics
The information under «About the statistics» was last updated 16 October 2024.
Balance sheet, monthly and yearly
The balance sheet shows assets, liabilities and equity at the end of the accounting period. The most important balance sheet items are presented by sector.
Profit and loss account, quarterly
The profit and loss account shows accumulated revenues and expenses throughout the year.
Deposits with short agreed maturity
Notice period up to and including 3 months or agreed maturity of up to and including 2 years.
Deposits with long agreed maturity
Notice period over 3 months or agreed maturity of over 2 years.
Transaction deposits
Comprises deposits from which, regardless of purpose, payments and withdrawals may be made directly, without additional costs beyond regular transaction fees (overnight deposits).
There are four types of classifications: object/instrument, sector, industry and type.
Finance objects and real objects (instruments)
Liabilities, claims and other assets in banks and financial corporations' balance sheets are divided into main equable groups, for example loans, bank deposits, bonds, shares etc.
Debtor and creditor sector
Borrowers and lenders are classified by institutional sector classification based on the national accounts' regulations. See our pages for the reporting institutions (in Norwegian)
Debtor and creditor industry
Based on regulations in the industry standard, loans and deposits are grouped according to which industry the debtor or creditor belongs to. See our pages for the reporting institutions (in Norwegian)
Income and cost types
Income and cost types are based on national account regulations. Examples of income and cost types are interest income and interest costs.
Contact
Relatert innhold
Analyses, articles and publications
Artikkel / 12 February 2021Weaker results for the banks in 2020Norwegian banks’ profit amounted to NOK 38.9 billion in 2020. This is NOK 22.3 billion less than in 2019. Net interest income was 3.8 billion less than the previous year. Credit losses on loans amounted to NOK 26.3 billion in 2020, however, only NOK 5.3 billion of these was confirmed credit losses.